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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,790 | $85,024+47.9% | $70,544+78.3% | $139,466-9.8% |
| Participation rate | 100.0% | 73.9%+26.1pp | 68.4%+31.6pp | 80.3%+19.7pp |
| Annual return | 14.76% | 30.39%-15.6pp | 32.79%-18.0pp | 373.66%-358.9pp |
| Employer contribution / active EE | $4,074 | $3,912+4.1% | $2,976+36.9% | $4,754-14.3% |
| Participant deferral / active EE | $11,438 | $5,891+94.2% | $4,568+150.4% | $6,712+70.4% |
| Admin fee / account holder | $844 | $8,928-90.5% | $6,427-86.9% | $11,409-92.6% |