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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,717 | $96,508-42.3% | $75,901-26.6% | $152,897-63.6% |
| Participation rate | 66.7% | 76.2%-9.5pp | 69.3%-2.6pp | 82.5%-15.8pp |
| Annual return | 23.23% | 33.99%-10.8pp | 30.76%-7.5pp | 345.43%-322.2pp |
| Employer contribution / active EE | $1,581 | $3,310-52.2% | $2,501-36.8% | $4,764-66.8% |
| Participant deferral / active EE | $5,412 | $4,554+18.9% | $3,603+50.2% | $5,851-7.5% |
| Admin fee / account holder | $289 | $8,081-96.4% | $5,420-94.7% | $11,599-97.5% |