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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,475 | $85,169-51.3% | $172,755-76.0% | $72,983-43.2% |
| Participation rate | 83.3% | 70.1%+13.3pp | 82.6%+0.7pp | 69.5%+13.8pp |
| Annual return | 6.20% | 27.32%-21.1pp | 802.94%-796.7pp | 81.01%-74.8pp |
| Employer contribution / active EE | $1,220 | $3,324-63.3% | $5,144-76.3% | $2,440-50.0% |
| Participant deferral / active EE | $1,862 | $3,260-42.9% | $5,198-64.2% | $3,608-48.4% |
| Admin fee / account holder | $397 | $5,880-93.2% | $13,955-97.2% | $5,124-92.2% |