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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,534 | $77,638-54.2% | $156,551-77.3% | $62,881-43.5% |
| Participation rate | 76.6% | 71.2%+5.4pp | 84.0%-7.4pp | 69.3%+7.3pp |
| Annual return | 1.26% | 50.33%-49.1pp | 32.23%-31.0pp | 20.14%-18.9pp |
| Employer contribution / active EE | $1,006 | $3,444-70.8% | $5,501-81.7% | $2,281-55.9% |
| Participant deferral / active EE | $1,692 | $3,046-44.4% | $4,871-65.3% | $3,203-47.2% |
| Admin fee / account holder | $687 | $5,561-87.7% | $13,028-94.7% | $4,296-84.0% |