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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,522 | $75,962-49.3% | $154,111-75.0% | $64,173-40.0% |
| Participation rate | 77.4% | 70.4%+6.9pp | 83.0%-5.7pp | 69.6%+7.8pp |
| Annual return | 14.43% | 30.32%-15.9pp | 735.18%-720.8pp | 7.63%+6.8pp |
| Employer contribution / active EE | $1,160 | $3,350-65.4% | $5,298-78.1% | $2,381-51.3% |
| Participant deferral / active EE | $1,778 | $3,175-44.0% | $5,081-65.0% | $3,470-48.7% |
| Admin fee / account holder | $2,134 | $5,589-61.8% | $13,411-84.1% | $4,887-56.3% |