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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,167,494 | $177,156+559.0% | $147,027+694.1% | $154,746+654.5% |
| Participation rate | 85.7% | 79.4%+6.4pp | 73.7%+12.0pp | 80.7%+5.0pp |
| Annual return | 12.32% | 21.94%-9.6pp | 20.23%-7.9pp | 172.34%-160.0pp |
| Employer contribution / active EE | $3,570 | $4,336-17.7% | $3,626-1.6% | $4,379-18.5% |
| Participant deferral / active EE | $17,032 | $5,797+193.8% | $4,933+245.3% | $6,730+153.1% |
| Admin fee / account holder | $8,271 | $14,904-44.5% | $12,223-32.3% | $14,365-42.4% |