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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $878,878 | $150,435+484.2% | $120,580+628.9% | $145,897+502.4% |
| Participation rate | 85.7% | 78.8%+6.9pp | 72.0%+13.8pp | 80.3%+5.4pp |
| Annual return | 15.53% | 154.60%-139.1pp | 107.48%-92.0pp | 552.29%-536.8pp |
| Employer contribution / active EE | $3,596 | $4,352-17.4% | $3,469+3.7% | $4,663-22.9% |
| Participant deferral / active EE | $16,309 | $6,174+164.2% | $4,995+226.5% | $6,689+143.8% |
| Admin fee / account holder | $1,429 | $12,182-88.3% | $9,418-84.8% | $13,390-89.3% |