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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $418,328 | $136,307+206.9% | $106,619+292.4% | $273,972+52.7% |
| Participation rate | 75.0% | 84.8%-9.8pp | 78.0%-3.0pp | 83.0%-8.0pp |
| Annual return | 7.21% | 11.05%-3.8pp | 9.42%-2.2pp | 41.46%-34.2pp |
| Employer contribution / active EE | $2,694 | $5,190-48.1% | $3,947-31.7% | $4,869-44.7% |
| Participant deferral / active EE | $11,468 | $4,969+130.8% | $3,930+191.8% | $5,287+116.9% |
| Admin fee / account holder | $25,345 | $8,625+193.9% | $6,418+294.9% | $10,133+150.1% |