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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,841 | $77,908-0.1% | $149,696-48.0% | $75,173+3.5% |
| Participation rate | 79.2% | 65.6%+13.6pp | 78.8%+0.4pp | 67.2%+12.0pp |
| Annual return | 16.26% | 31.73%-15.5pp | 134.46%-118.2pp | 160.72%-144.5pp |
| Employer contribution / active EE | $7,182 | $3,138+128.9% | $4,821+49.0% | $2,671+168.9% |
| Participant deferral / active EE | $3,987 | $3,411+16.9% | $5,682-29.8% | $4,126-3.4% |
| Admin fee / account holder | $1,967 | $5,950-66.9% | $13,212-85.1% | $5,651-65.2% |