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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,331 | $198,457-45.9% | $170,435-37.0% | $147,586-27.3% |
| Participation rate | 35.0% | 88.0%-53.0pp | 83.6%-48.6pp | 82.8%-47.8pp |
| Annual return | 16.51% | 257.30%-240.8pp | 205.94%-189.4pp | 578.59%-562.1pp |
| Employer contribution / active EE | $1,738 | $6,183-71.9% | $5,432-68.0% | $4,876-64.4% |
| Participant deferral / active EE | $3,040 | $5,629-46.0% | $4,939-38.5% | $5,439-44.1% |
| Admin fee / account holder | $1,170 | $16,852-93.1% | $13,881-91.6% | $10,886-89.3% |