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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,772 | $202,342-68.0% | $172,752-62.5% | $152,897-57.6% |
| Participation rate | 81.0% | 87.1%-6.1pp | 82.6%-1.7pp | 82.5%-1.5pp |
| Annual return | 21.52% | 1029.83%-1008.3pp | 802.97%-781.4pp | 345.43%-323.9pp |
| Employer contribution / active EE | $7,515 | $5,858+28.3% | $5,144+46.1% | $4,764+57.8% |
| Participant deferral / active EE | $3,814 | $5,948-35.9% | $5,198-26.6% | $5,851-34.8% |
| Admin fee / account holder | $3,611 | $17,111-78.9% | $13,955-74.1% | $11,599-68.9% |