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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,663 | $112,300+126.8% | $90,223+182.3% | $125,389+103.1% |
| Participation rate | 100.0% | 82.9%+17.1pp | 79.0%+21.0pp | 83.2%+16.8pp |
| Annual return | -1.84% | -0.57%-1.3pp | 1.31%-3.2pp | 282.24%-284.1pp |
| Employer contribution / active EE | $0 | $5,181-100.0% | $4,378-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $12,067 | $6,733+79.2% | $5,792+108.3% | $5,352+125.5% |
| Admin fee / account holder | $2,561 | $10,990-76.7% | $7,406-65.4% | $9,541-73.2% |