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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,232 | $175,646+79.5% | $129,118+144.1% | $134,545+134.3% |
| Participation rate | 80.0% | 81.6%-1.6pp | 77.2%+2.8pp | 81.2%-1.2pp |
| Annual return | -12.73% | -11.39%-1.3pp | -10.94%-1.8pp | 418.37%-431.1pp |
| Employer contribution / active EE | $4,873 | $6,355-23.3% | $5,051-3.5% | $4,742+2.8% |
| Participant deferral / active EE | $7,544 | $7,970-5.3% | $6,539+15.4% | $6,401+17.9% |
| Admin fee / account holder | $28,079 | $23,578+19.1% | $14,305+96.3% | $11,431+145.6% |