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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,110 | $111,814-74.9% | $103,378-72.8% | $145,978-80.7% |
| Participation rate | 90.0% | 77.9%+12.1pp | 74.5%+15.5pp | 80.3%+9.7pp |
| Annual return | 8.34% | 24.80%-16.5pp | 24.91%-16.6pp | 550.52%-542.2pp |
| Employer contribution / active EE | $4,082 | $4,215-3.2% | $3,870+5.5% | $4,662-12.4% |
| Participant deferral / active EE | $1,024 | $5,618-81.8% | $5,058-79.8% | $6,690-84.7% |
| Admin fee / account holder | $2,406 | $9,764-75.4% | $8,401-71.4% | $13,400-82.0% |