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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,110 | $110,379-74.5% | $102,412-72.6% | $145,884-80.7% |
| Participation rate | 90.0% | 77.9%+12.1pp | 74.5%+15.5pp | 80.3%+9.7pp |
| Annual return | 8.34% | 24.84%-16.5pp | 24.94%-16.6pp | 551.85%-543.5pp |
| Employer contribution / active EE | $4,082 | $4,216-3.2% | $3,870+5.5% | $4,662-12.4% |
| Participant deferral / active EE | $1,024 | $5,622-81.8% | $5,060-79.8% | $6,690-84.7% |
| Admin fee / account holder | $2,406 | $9,745-75.3% | $8,388-71.3% | $13,392-82.0% |