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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,294 | $134,001-81.1% | $112,258-77.5% | $134,509-81.2% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -25.99% | 47.15%-73.1pp | 27.47%-53.5pp | 418.13%-444.1pp |
| Employer contribution / active EE | $5,085 | $4,039+25.9% | $3,636+39.9% | $4,741+7.3% |
| Participant deferral / active EE | $3,267 | $5,291-38.3% | $4,728-30.9% | $6,400-49.0% |
| Admin fee / account holder | $322 | $7,491-95.7% | $6,411-95.0% | $11,427-97.2% |