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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,007 | $57,061+61.2% | $85,063+8.2% | $80,911+13.7% |
| Participation rate | 94.4% | 56.3%+38.1pp | 67.5%+26.9pp | 67.6%+26.8pp |
| Annual return | 10.48% | 21.66%-11.2pp | 66.54%-56.1pp | 35.63%-25.1pp |
| Employer contribution / active EE | $3,579 | $1,799+99.0% | $2,727+31.2% | $2,756+29.9% |
| Participant deferral / active EE | $6,994 | $3,110+124.9% | $4,523+54.6% | $4,297+62.8% |
| Admin fee / account holder | $20,813 | $4,986+317.4% | $6,155+238.1% | $6,935+200.1% |