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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,272 | $52,279+109.0% | $89,414+22.2% | $79,852+36.8% |
| Participation rate | 97.1% | 57.5%+39.6pp | 68.0%+29.2pp | 69.6%+27.5pp |
| Annual return | 21.00% | 22.16%-1.2pp | 245.50%-224.5pp | 31.72%-10.7pp |
| Employer contribution / active EE | $3,414 | $1,572+117.2% | $2,586+32.0% | $2,471+38.2% |
| Participant deferral / active EE | $7,247 | $2,740+164.5% | $3,890+86.3% | $3,740+93.8% |
| Admin fee / account holder | $2,370 | $3,356-29.4% | $4,883-51.5% | $5,306-55.3% |