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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,062 | $48,053+79.1% | $84,628+1.7% | $72,975+17.9% |
| Participation rate | 97.0% | 57.6%+39.4pp | 68.2%+28.7pp | 69.5%+27.5pp |
| Annual return | 18.54% | 37.39%-18.8pp | 258.80%-240.3pp | 81.01%-62.5pp |
| Employer contribution / active EE | $2,062 | $1,602+28.7% | $2,653-22.3% | $2,440-15.5% |
| Participant deferral / active EE | $5,433 | $2,681+102.7% | $3,900+39.3% | $3,608+50.6% |
| Admin fee / account holder | $10,056 | $3,395+196.2% | $4,914+104.7% | $5,124+96.3% |