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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,635 | $176,077+25.9% | $159,455+39.0% | $167,518+32.3% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 15.73% | 331.83%-316.1pp | 263.63%-247.9pp | 478.71%-463.0pp |
| Employer contribution / active EE | $10,631 | $5,298+100.7% | $4,830+120.1% | $4,838+119.7% |
| Participant deferral / active EE | $1,525 | $7,751-80.3% | $7,353-79.3% | $6,342-75.9% |
| Admin fee / account holder | $9,619 | $12,556-23.4% | $10,800-10.9% | $12,312-21.9% |