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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,842 | $138,076+17.9% | $123,553+31.8% | $135,380+20.3% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -9.50% | 153.70%-163.2pp | 119.21%-128.7pp | 519.81%-529.3pp |
| Employer contribution / active EE | $16,730 | $5,152+224.7% | $4,628+261.5% | $4,779+250.1% |
| Participant deferral / active EE | $8,293 | $6,800+22.0% | $6,426+29.1% | $5,609+47.8% |
| Admin fee / account holder | $22,709 | $10,917+108.0% | $9,284+144.6% | $10,828+109.7% |