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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $327,898 | $156,398+109.7% | $147,318+122.6% | $138,895+136.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 13.77% | 78.75%-65.0pp | 70.43%-56.7pp | 145.39%-131.6pp |
| Employer contribution / active EE | $19,933 | $4,853+310.7% | $4,593+334.0% | $4,194+375.2% |
| Participant deferral / active EE | $11,835 | $8,237+43.7% | $7,906+49.7% | $6,396+85.0% |
| Admin fee / account holder | $15,193 | $14,976+1.5% | $13,708+10.8% | $12,562+20.9% |