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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $462,721 | $102,385+351.9% | $147,080+214.6% | $80,935+471.7% |
| Participation rate | 91.1% | 75.9%+15.3pp | 82.2%+9.0pp | 67.7%+23.5pp |
| Annual return | 13.38% | 135.09%-121.7pp | 420.17%-406.8pp | 35.66%-22.3pp |
| Employer contribution / active EE | $14,286 | $3,717+284.4% | $4,933+189.6% | $2,757+418.2% |
| Participant deferral / active EE | $13,169 | $6,651+98.0% | $8,066+63.3% | $4,299+206.3% |
| Admin fee / account holder | $11,253 | $7,951+41.5% | $12,989-13.4% | $6,924+62.5% |