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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,370 | $77,817+313.0% | $123,553+160.1% | $64,173+400.8% |
| Participation rate | 88.2% | 74.7%+13.5pp | 82.3%+5.9pp | 69.6%+18.7pp |
| Annual return | -3.71% | 12.49%-16.2pp | 119.21%-122.9pp | 7.63%-11.3pp |
| Employer contribution / active EE | $9,709 | $3,014+222.1% | $4,628+109.8% | $2,381+307.8% |
| Participant deferral / active EE | $9,224 | $5,240+76.0% | $6,426+43.6% | $3,470+165.9% |
| Admin fee / account holder | $1,943 | $5,519-64.8% | $9,284-79.1% | $4,887-60.2% |