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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $457,122 | $105,200+334.5% | $159,474+186.6% | $85,847+432.5% |
| Participation rate | 90.1% | 75.8%+14.4pp | 82.8%+7.3pp | 69.3%+20.8pp |
| Annual return | 12.89% | 45.08%-32.2pp | 263.68%-250.8pp | 318.61%-305.7pp |
| Employer contribution / active EE | $12,003 | $3,319+261.7% | $4,831+148.5% | $2,565+367.9% |
| Participant deferral / active EE | $10,087 | $5,946+69.6% | $7,353+37.2% | $3,952+155.2% |
| Admin fee / account holder | $9,262 | $6,934+33.6% | $10,802-14.3% | $6,261+47.9% |