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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $409,895 | $93,617+337.8% | $135,982+201.4% | $75,177+445.2% |
| Participation rate | 95.8% | 75.2%+20.6pp | 81.9%+13.9pp | 67.2%+28.6pp |
| Annual return | 16.20% | 30.89%-14.7pp | 68.32%-52.1pp | 160.75%-144.6pp |
| Employer contribution / active EE | $13,568 | $3,538+283.5% | $4,859+179.2% | $2,671+408.0% |
| Participant deferral / active EE | $12,014 | $6,406+87.5% | $7,760+54.8% | $4,126+191.1% |
| Admin fee / account holder | $19,238 | $6,980+175.6% | $10,767+78.7% | $5,651+240.4% |