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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,187 | $113,941+38.8% | $94,229+67.9% | $125,389+26.2% |
| Participation rate | 78.6% | 82.9%-4.3pp | 78.8%-0.2pp | 83.2%-4.6pp |
| Annual return | -1.91% | 5.29%-7.2pp | 10.68%-12.6pp | 282.24%-284.2pp |
| Employer contribution / active EE | $1,872 | $4,727-60.4% | $3,587-47.8% | $4,866-61.5% |
| Participant deferral / active EE | $6,696 | $5,179+29.3% | $4,320+55.0% | $5,352+25.1% |
| Admin fee / account holder | $13,120 | $8,392+56.3% | $6,269+109.3% | $9,541+37.5% |