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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,901 | $144,130+56.0% | $117,861+90.8% | $147,586+52.4% |
| Participation rate | 75.0% | 83.4%-8.4pp | 79.7%-4.7pp | 82.8%-7.8pp |
| Annual return | 14.93% | 531.20%-516.3pp | 335.11%-320.2pp | 578.59%-563.7pp |
| Employer contribution / active EE | $2,028 | $4,897-58.6% | $3,786-46.5% | $4,876-58.4% |
| Participant deferral / active EE | $7,647 | $5,316+43.8% | $4,482+70.6% | $5,439+40.6% |
| Admin fee / account holder | $19,851 | $10,887+82.3% | $8,021+147.5% | $10,886+82.4% |