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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,544 | $131,835+27.8% | $108,582+55.2% | $273,972-38.5% |
| Participation rate | 85.7% | 83.5%+2.3pp | 79.6%+6.1pp | 83.0%+2.7pp |
| Annual return | 10.45% | -91.57%+102.0pp | -51.70%+62.1pp | 41.46%-31.0pp |
| Employer contribution / active EE | $1,692 | $4,913-65.6% | $3,758-55.0% | $4,869-65.2% |
| Participant deferral / active EE | $5,640 | $5,127+10.0% | $4,311+30.8% | $5,287+6.7% |
| Admin fee / account holder | $699 | $10,253-93.2% | $7,645-90.9% | $10,133-93.1% |