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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,557 | $93,098-70.4% | $77,081-64.2% | $134,509-79.5% |
| Participation rate | 42.1% | 74.5%-32.4pp | 67.9%-25.8pp | 81.2%-39.1pp |
| Annual return | -19.07% | 62.63%-81.7pp | 42.33%-61.4pp | 418.13%-437.2pp |
| Employer contribution / active EE | $861 | $3,419-74.8% | $2,813-69.4% | $4,741-81.8% |
| Participant deferral / active EE | $1,249 | $5,239-76.2% | $4,428-71.8% | $6,400-80.5% |
| Admin fee / account holder | $2,347 | $6,945-66.2% | $5,427-56.8% | $11,427-79.5% |