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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,146 | $104,924-81.8% | $84,623-77.4% | $152,885-87.5% |
| Participation rate | 45.5% | 74.8%-29.4pp | 68.2%-22.8pp | 82.5%-37.0pp |
| Annual return | 28.38% | 373.82%-345.4pp | 258.77%-230.4pp | 345.39%-317.0pp |
| Employer contribution / active EE | $611 | $3,302-81.5% | $2,652-77.0% | $4,763-87.2% |
| Participant deferral / active EE | $874 | $4,689-81.4% | $3,899-77.6% | $5,851-85.1% |
| Admin fee / account holder | $64 | $6,242-99.0% | $4,913-98.7% | $11,598-99.5% |