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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,377 | $217,432+17.9% | $185,849+37.9% | $167,536+53.0% |
| Participation rate | 93.8% | 86.1%+7.7pp | 81.7%+12.0pp | 82.1%+11.6pp |
| Annual return | 11.37% | 148.42%-137.0pp | 122.10%-110.7pp | 478.82%-467.4pp |
| Employer contribution / active EE | $3,856 | $5,875-34.4% | $5,169-25.4% | $4,839-20.3% |
| Participant deferral / active EE | $7,943 | $6,357+24.9% | $5,569+42.6% | $6,342+25.2% |
| Admin fee / account holder | $35,705 | $19,818+80.2% | $16,244+119.8% | $12,315+189.9% |