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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $387,610 | $202,342+91.6% | $172,753+124.4% | $152,909+153.5% |
| Participation rate | 95.2% | 87.1%+8.2pp | 82.6%+12.6pp | 82.5%+12.8pp |
| Annual return | 19.72% | 1029.88%-1010.2pp | 803.00%-783.3pp | 345.46%-325.7pp |
| Employer contribution / active EE | $11,599 | $5,857+98.0% | $5,144+125.5% | $4,764+143.5% |
| Participant deferral / active EE | $5,974 | $5,948+0.4% | $5,198+14.9% | $5,851+2.1% |
| Admin fee / account holder | $16,128 | $17,112-5.7% | $13,956+15.6% | $11,601+39.0% |