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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,982 | $181,896+70.4% | $156,551+98.0% | $273,972+13.1% |
| Participation rate | 78.3% | 88.4%-10.1pp | 84.0%-5.8pp | 83.0%-4.8pp |
| Annual return | 7.91% | 30.74%-22.8pp | 32.23%-24.3pp | 41.46%-33.5pp |
| Employer contribution / active EE | $10,560 | $6,248+69.0% | $5,501+92.0% | $4,869+116.9% |
| Participant deferral / active EE | $5,324 | $5,550-4.1% | $4,871+9.3% | $5,287+0.7% |
| Admin fee / account holder | $1,742 | $15,560-88.8% | $13,028-86.6% | $10,133-82.8% |