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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,598 | $77,638-86.3% | $156,551-93.2% | $62,881-83.1% |
| Participation rate | 92.6% | 71.2%+21.4pp | 84.0%+8.6pp | 69.3%+23.3pp |
| Annual return | 8.88% | 50.33%-41.4pp | 32.23%-23.3pp | 20.14%-11.3pp |
| Employer contribution / active EE | $1,082 | $3,444-68.6% | $5,501-80.3% | $2,281-52.6% |
| Participant deferral / active EE | $2,676 | $3,046-12.1% | $4,871-45.1% | $3,203-16.5% |
| Admin fee / account holder | $1,915 | $5,561-65.6% | $13,028-85.3% | $4,296-55.4% |