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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,700 | $75,962-84.6% | $154,108-92.4% | $64,173-81.8% |
| Participation rate | 87.8% | 70.4%+17.3pp | 83.0%+4.7pp | 69.6%+18.2pp |
| Annual return | -5.85% | 30.32%-36.2pp | 735.21%-741.1pp | 7.63%-13.5pp |
| Employer contribution / active EE | $980 | $3,350-70.7% | $5,298-81.5% | $2,381-58.8% |
| Participant deferral / active EE | $2,114 | $3,175-33.4% | $5,081-58.4% | $3,470-39.1% |
| Admin fee / account holder | $1,160 | $5,589-79.2% | $13,411-91.4% | $4,887-76.3% |