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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,287 | $168,635-93.9% | $147,617-93.0% | $125,389-91.8% |
| Participation rate | 95.5% | 88.8%+6.7pp | 84.6%+10.8pp | 83.2%+12.3pp |
| Annual return | -0.12% | 77.65%-77.8pp | 61.98%-62.1pp | 282.24%-282.4pp |
| Employer contribution / active EE | $1,108 | $6,252-82.3% | $5,564-80.1% | $4,866-77.2% |
| Participant deferral / active EE | $2,202 | $5,507-60.0% | $4,895-55.0% | $5,352-58.8% |
| Admin fee / account holder | $733 | $13,580-94.6% | $11,612-93.7% | $9,541-92.3% |