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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,138 | $166,020-35.5% | $164,866-35.0% | $145,959-26.6% |
| Participation rate | 87.5% | 82.0%+5.5pp | 78.6%+8.9pp | 80.3%+7.2pp |
| Annual return | 11.63% | 100.08%-88.4pp | 69.97%-58.3pp | 561.95%-550.3pp |
| Employer contribution / active EE | $2,843 | $5,275-46.1% | $4,343-34.5% | $4,661-39.0% |
| Participant deferral / active EE | $9,538 | $6,961+37.0% | $6,033+58.1% | $6,689+42.6% |
| Admin fee / account holder | $677 | $16,644-95.9% | $12,689-94.7% | $13,398-94.9% |