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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,392 | $56,110-51.2% | $94,993-71.2% | $70,126-60.9% |
| Participation rate | 25.0% | 65.0%-40.0pp | 73.9%-48.9pp | 69.5%-44.5pp |
| Annual return | 6.91% | 51.02%-44.1pp | 27.14%-20.2pp | 73.15%-66.2pp |
| Employer contribution / active EE | $416 | $1,442-71.2% | $2,603-84.0% | $2,343-82.2% |
| Participant deferral / active EE | $1,082 | $2,391-54.8% | $3,317-67.4% | $3,332-67.5% |
| Admin fee / account holder | $0 | $3,456-100.0% | $4,960-100.0% | $4,645-100.0% |