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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,611 | $63,354+264.0% | $94,105+145.1% | $82,637+179.1% |
| Participation rate | 67.9% | 63.8%+4.1pp | 71.9%-4.0pp | 68.1%-0.1pp |
| Annual return | 13.49% | 34.36%-20.9pp | 204.55%-191.1pp | 53.51%-40.0pp |
| Employer contribution / active EE | $0 | $1,760-100.0% | $2,504-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $9,299 | $2,873+223.6% | $3,881+139.6% | $4,126+125.4% |
| Admin fee / account holder | $12,538 | $5,073+147.2% | $6,199+102.2% | $7,339+70.8% |