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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,176 | $61,755+229.0% | $97,161+109.1% | $80,911+151.1% |
| Participation rate | 69.8% | 63.5%+6.3pp | 72.7%-2.9pp | 67.6%+2.2pp |
| Annual return | 16.40% | -557.90%+574.3pp | 75.36%-59.0pp | 35.63%-19.2pp |
| Employer contribution / active EE | $0 | $1,835-100.0% | $2,723-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $8,181 | $3,026+170.3% | $4,265+91.8% | $4,297+90.4% |
| Admin fee / account holder | $4,390 | $5,166-15.0% | $5,647-22.3% | $6,935-36.7% |