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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,191 | $58,523+105.4% | $99,475+20.8% | $72,975+64.7% |
| Participation rate | 74.0% | 64.6%+9.4pp | 73.8%+0.2pp | 69.5%+4.5pp |
| Annual return | 20.33% | 28.51%-8.2pp | 30.72%-10.4pp | 81.01%-60.7pp |
| Employer contribution / active EE | $0 | $1,512-100.0% | $2,540-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $6,703 | $2,606+157.2% | $3,619+85.2% | $3,608+85.8% |
| Admin fee / account holder | $1,962 | $4,102-52.2% | $6,252-68.6% | $5,124-61.7% |