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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,331 | $72,404-51.2% | $110,241-68.0% | $64,181-45.0% |
| Participation rate | 64.1% | 73.3%-9.3pp | 79.8%-15.8pp | 69.6%-5.5pp |
| Annual return | -6.93% | -6.29%-0.6pp | 314.75%-321.7pp | 7.63%-14.6pp |
| Employer contribution / active EE | $2,464 | $2,282+8.0% | $3,827-35.6% | $2,381+3.5% |
| Participant deferral / active EE | $0 | $3,469-100.0% | $4,672-100.0% | $3,470-100.0% |
| Admin fee / account holder | $4,998 | $5,664-11.8% | $8,548-41.5% | $4,887+2.3% |