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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,635 | $78,707-47.1% | $117,861-64.7% | $70,126-40.6% |
| Participation rate | 83.3% | 73.2%+10.1pp | 79.7%+3.7pp | 69.5%+13.8pp |
| Annual return | 16.85% | 23.30%-6.4pp | 335.11%-318.3pp | 73.15%-56.3pp |
| Employer contribution / active EE | $0 | $2,223-100.0% | $3,786-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $3,168 | $3,297-3.9% | $4,482-29.3% | $3,332-4.9% |
| Admin fee / account holder | $1,375 | $5,066-72.9% | $8,021-82.9% | $4,645-70.4% |