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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,662 | $69,977-43.3% | $108,582-63.5% | $62,881-36.9% |
| Participation rate | 86.7% | 72.9%+13.8pp | 79.6%+7.1pp | 69.3%+17.4pp |
| Annual return | 6.35% | 10.73%-4.4pp | -51.70%+58.0pp | 20.14%-13.8pp |
| Employer contribution / active EE | $2,836 | $2,135+32.9% | $3,758-24.5% | $2,281+24.4% |
| Participant deferral / active EE | $2,936 | $3,165-7.2% | $4,311-31.9% | $3,203-8.3% |
| Admin fee / account holder | $7,208 | $5,076+42.0% | $7,645-5.7% | $4,296+67.8% |