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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,058 | $79,557+74.8% | $118,746+17.1% | $70,126+98.3% |
| Participation rate | 93.1% | 71.4%+21.7pp | 78.3%+14.8pp | 69.5%+23.6pp |
| Annual return | 17.09% | 25.64%-8.6pp | 24.54%-7.5pp | 73.15%-56.1pp |
| Employer contribution / active EE | $0 | $2,861-100.0% | $4,193-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $6,545 | $4,089+60.1% | $5,332+22.7% | $3,332+96.5% |
| Admin fee / account holder | $22,106 | $5,374+311.3% | $10,720+106.2% | $4,645+375.9% |