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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,640 | $73,981+63.1% | $105,754+14.1% | $62,881+91.9% |
| Participation rate | 94.1% | 71.7%+22.4pp | 78.9%+15.2pp | 69.3%+24.8pp |
| Annual return | 6.70% | 17.60%-10.9pp | 12.25%-5.6pp | 20.14%-13.4pp |
| Employer contribution / active EE | $25 | $2,856-99.1% | $4,079-99.4% | $2,281-98.9% |
| Participant deferral / active EE | $5,601 | $4,038+38.7% | $5,326+5.2% | $3,203+74.9% |
| Admin fee / account holder | $492 | $5,976-91.8% | $8,309-94.1% | $4,296-88.5% |