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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,002 | $147,167-11.0% | $111,392+17.6% | $135,380-3.2% |
| Participation rate | 87.0% | 84.0%+2.9pp | 78.9%+8.1pp | 82.6%+4.3pp |
| Annual return | -5.05% | -4.44%-0.6pp | -2.06%-3.0pp | 519.81%-524.9pp |
| Employer contribution / active EE | $0 | $5,204-100.0% | $4,328-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $7,144 | $6,565+8.8% | $5,567+28.3% | $5,609+27.4% |
| Admin fee / account holder | $14,373 | $20,270-29.1% | $12,266+17.2% | $10,828+32.7% |