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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,312 | $93,598+24.3% | $135,974-14.5% | $75,173+54.7% |
| Participation rate | 84.5% | 75.2%+9.3pp | 81.9%+2.6pp | 67.2%+17.3pp |
| Annual return | 4.28% | 30.89%-26.6pp | 68.30%-64.0pp | 160.72%-156.4pp |
| Employer contribution / active EE | $5,481 | $3,538+54.9% | $4,859+12.8% | $2,671+105.2% |
| Participant deferral / active EE | $7,521 | $6,405+17.4% | $7,760-3.1% | $4,126+82.3% |
| Admin fee / account holder | $3,186 | $6,978-54.3% | $10,767-70.4% | $5,651-43.6% |