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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,890 | $98,776+8.2% | $149,745-28.6% | $79,856+33.9% |
| Participation rate | 88.0% | 75.8%+12.2pp | 82.5%+5.5pp | 69.6%+18.4pp |
| Annual return | 4.94% | 27.38%-22.4pp | 276.72%-271.8pp | 31.71%-26.8pp |
| Employer contribution / active EE | $4,220 | $3,217+31.2% | $4,646-9.2% | $2,471+70.8% |
| Participant deferral / active EE | $5,520 | $5,681-2.8% | $6,843-19.3% | $3,741+47.6% |
| Admin fee / account holder | $1,338 | $6,053-77.9% | $9,312-85.6% | $5,306-74.8% |