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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,589 | $82,678+24.1% | $125,391-18.2% | $68,490+49.8% |
| Participation rate | 83.9% | 75.1%+8.9pp | 82.4%+1.5pp | 67.9%+16.0pp |
| Annual return | -18.19% | -5.97%-12.2pp | 572.41%-590.6pp | -7.85%-10.3pp |
| Employer contribution / active EE | $0 | $3,382-100.0% | $4,816-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $6,105 | $6,111-0.1% | $7,448-18.0% | $4,028+51.6% |
| Admin fee / account holder | $9,304 | $6,277+48.2% | $10,009-7.0% | $5,403+72.2% |