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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,459 | $89,370+12.4% | $141,197-28.9% | $72,976+37.7% |
| Participation rate | 87.2% | 75.1%+12.1pp | 82.5%+4.8pp | 69.5%+17.7pp |
| Annual return | 10.80% | 111.88%-101.1pp | 71.41%-60.6pp | 81.02%-70.2pp |
| Employer contribution / active EE | $3,018 | $3,115-3.1% | $4,736-36.3% | $2,440+23.7% |
| Participant deferral / active EE | $6,245 | $5,419+15.2% | $6,710-6.9% | $3,608+73.1% |
| Admin fee / account holder | $10,036 | $5,957+68.5% | $10,265-2.2% | $5,124+95.8% |